103 Wa law annahum

وَلَوْ اَنَّھُمْ اٰمَنُوْا وَاتَّقَوْا لَمَثُوْبَةٌ مِّنْ عِنْدِ اللّٰهِ خَيْرٌ ۭ لَوْ كَانُوْا يَعْلَمُوْنَ

وَلَوْ : And if  
  أَنَّهُمْ : that they  
  ءَامَنُوا۟ : (had) believed  
  وَٱتَّقَوْا۟ : and feared (Allah),  
  لَمَثُوبَةٌ : surely (the) reward  
  مِّنْ : (of)  
  عِندِ : from  
  ٱللَّهِ : Allah  
  خَيْرٌۖ : (would have been) better,  
  لَّوْ : if  
  كَانُوا۟ : they were  
  يَعْلَمُونَ : (to) know.

Wa law annahum aamanoo wattaqaw lamasoobatum min 'indillaahi khairun law kaanoo ya'lamoon (section 12)

And if they had believed and feared Allah, then the reward from Allah would have been [far] better, if they only knew.

 Interpretation